Of course, some of that is cost of living, but a lot of it is the lack of diversity in the ratings. I'm sure Elko, Nevada has some doctors, but probably not ma

Of course, some of that is cost of living, but a lot of it is the lack of diversity in the ratings. I'm sure Elko, Nevada has some doctors, but probably not many investment bankers. With less representation from other well-remunerated occupations, a doctor in Elko is likely to be in the top 1%; however, a similar doctor in Manhattan probably isn't.