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Just to list a few: - Stripe - Braintree - Adyen - Paypal - Wells Fargo Merchant Services - Chase Paymentech - Vantiv (acquired Litle) - Forte (acquired
by Cieplak 11y ago
Just to list a few:
- Stripe
- Braintree
- Adyen
- Paypal
- Wells Fargo Merchant Services
- Chase Paymentech
- Vantiv (acquired Litle)
- Forte (acquired ACH Direct)
- WorldPay
- Skrill
- Moneris
- Coinbase
- AMEX
- Auth.net
Stripe is probably your best bet, but should you decide to choose anyone else, let me know if you'd like any help as I've integrated with most of these processors before :)
PS: Ultimately your decision should come down to your card blend, i.e., if you process mainly debit cards (Durbin regulated and basically zero interchange), go with a processor who will offer you interchange-plus pricing. If you process mostly premium cards, go with a processor who will offer you a blended rate, since they'll probably be eating their AMEX transaction fees (typically around 3.5%).
- mooreds 11y agoCan you speak to the strengths and weaknesses of any of these?
- Cieplak 11y agoThere are quite a few metrics to compare on, such as ease of integration (client libraries, documentation), reliability (downtime, SLAs), pricing (blended vs interchange-plus), customer support (response time might be quick but might take several days to talk to someone technical), countries and reporting. Reporting is actually really important and often overlooked, and especially matters when you get big. Make sure it's easy to reconcile all your payments with your processor statements. You'd be surprised at how often payment processors' accounting is wrong, in their favor.
- akhatri_aus 11y agoBraintree has caught up to stripe and is better imo. Stripe still has the 7 days transfers thing, despite having direct debit withdrawals on negative balances. Braintree have your cash to you in 2/3 days.
- doncardo 11y ago+1 Forte. Easy to get someone on the phone and they beat Stripe on price.
- deleted 11y ago[deleted]