not sure if low margins = smaller $$ value for each payment or just small % your taking, but Paypal offers a micro-transaction fee rate: 5% + 5 cents (USD). For

not sure if low margins = smaller $$ value for each payment or just small % your taking, but Paypal offers a micro-transaction fee rate: 5% + 5 cents (USD). For transactions under $12, this is usually preferable to the standard rates from Paypal or Stripe. If transaction size goes above and below that, you can set-up two separate accounts and direct payments above a threshold to one account and payments below the threshold to another account. we do that at my company, and it saves us LOADS in fees. Last I checked, no other service has any separate fee for micropayments. Paypal doesn't make it easy to find this info out, but it definitely still offers the product. of course paypal can be really, really annoying to work with, as their code is VERY old and their APIs can be confusing. They also have a weird variety of products that semi-overlap, so selection of which specific product to use can be confusing (Express Checkout vs. Instant Checkout vs. Adaptive payments..?). a few other things to note: paypal's international coverage is much better than any other provider, so if you want to expand to EU or South America quickly, they are good for that. also, paypals payout process (MassPay) is much easier to use than ACH or any other solutions I've seen, and much cheaper (2% transaction fee for payouts). Also, all the payee needs is an email address, no bank account info, etc. Truthfully, those are two reasons we still use Paypal. Otherwise, it kinda sucks =)