No. You just need a Chinese bank card. Though some services do require a Chinese ID number. But pay/send money in WeChat that's all that is needed. China Mercha

No. You just need a Chinese bank card. Though some services do require a Chinese ID number. But pay/send money in WeChat that's all that is needed. China Merchant Bank is the easiest to deal with: English online banking and their mobile app, while Chinese only, is pretty easy to use without knowing Chinese.