At least here in the U.S., the odds of getting any punishment at all for "white collar" crime seems very low, and even if it happens, long prison terms are not

At least here in the U.S., the odds of getting any punishment at all for "white collar" crime seems very low, and even if it happens, long prison terms are not likely. It seems the main thing holding people back is cultural, not fear of punishment. That sort of system is very biased towards the upper classes though. Those who have access to the education and resources and connections to pull off this sort of crime end up punished lightly if at all, while those of similar character who are stuck robbing liquor stores are locked away for years, even though the overall damage they inflict may be minor in comparison.