Curious what this slow-growth world does to housing prices. Our governments seem to be fueling epic housing bubbles by having low interest rates. I've heard two

Curious what this slow-growth world does to housing prices. Our governments seem to be fueling epic housing bubbles by having low interest rates. I've heard two arguments: buy now or never be able to afford (since increasing rates will affect monthly payments), and the crash is just around the corner .. as soon as rates rise. Which is it? As a joke ... I wonder if we have zero innovation if all the scientists, PhDs and many other smart people spend all their time trying to deal with property prices and less on coming up with actual invention. But seriously ... I hate my life. If I buy now, I'll be paying a mortgage till the day I die. Any misfortune will destroy us. Taxes keep increasing, job stability keeps decreasing. Wonder if I am the only one who feels this way.