I'd argue that inequality is part of the problem itself. Assume that I am a cobbler and enter into a network where capital is distributed widely. I borrow $200

I'd argue that inequality is part of the problem itself. Assume that I am a cobbler and enter into a network where capital is distributed widely. I borrow $200 dollars from 1000 people (mediated by a bank) and buy a home. The second network capital is concentrated and I borrow $100,000 dollar from two people (mediated by a bank) and buy a home. Now I need to pay that capital back, with intererest. I can only do that by making shoes for people. Which network am I going to have a harder time doing that in? The one with 1000 people who have $200 saved in the bank? Or the one that has 2 people who have $100,000 in the bank? Assume all people in the example have two feet.