Indeed. In this thread I have seen dozens of comments about muggers and knife wielding assailants at ATM machines. In my 40+ years on the planet, including liv

Indeed. In this thread I have seen dozens of comments about muggers and knife wielding assailants at ATM machines. In my 40+ years on the planet, including living in NYC and DC and traveling to dozens of third world countries, I have been mugged exactly once, in 1989. I was able to get away without giving up any money. Meanwhile, the number of times that an electronic account that I hold funds in has been unexpectedly lower than expected due to error, misunderstanding, or fraud, is at least 100 or more.