@jon-wood — yes, in most countries, even in the US (though I have found a few incompatible ATMs in Boston). The only country where all ATMs were hard-wired to

@jon-wood — yes, in most countries, even in the US (though I have found a few incompatible ATMs in Boston). The only country where all ATMs were hard-wired to accept 4-digit pins was Israel. But I was there 5 years ago, perhaps they upgraded their ATMs since. :)