In Canada all you need to send someone money from your bank is their email address (and you supply a question they should be able to answer). Actually quite an

In Canada all you need to send someone money from your bank is their email address (and you supply a question they should be able to answer). Actually quite an impressively well designed system, considering it's been around for at least a decade now (first one I have a record of having sent was in nov 2005). Honestly, I consider that easier than cash.