I very rarely have cash on me. I don't encounter beggars and just shout a friend a drink or movie if I owe anything. Bulk of my purchases are contactless (PayWa

I very rarely have cash on me. I don't encounter beggars and just shout a friend a drink or movie if I owe anything. Bulk of my purchases are contactless (PayWave in AU) at bars, shops, etc. Haven't been to an ATM in almost a year which strikes me as pretty convenient!