All competitors do as you say - take the credit card info and store it. Only if price reaches the threshold, then they are charged. I believe a different approa

All competitors do as you say - take the credit card info and store it. Only if price reaches the threshold, then they are charged. I believe a different approach should be tested against, as the resistance to making a commitment is lower. The assumption is that if the price gets discounted at all, that becomes the best offer online.