I would love to disagree with you on this (my opinions on economics stray pretty far from normal). I believe precisely the reason America is so successful is b

I would love to disagree with you on this (my opinions on economics stray pretty far from normal). I believe precisely the reason America is so successful is because of debt. A worker who does not work a day never gains that day of work back. Debt allows workers to perform their tasks fully allocated as there is always work available, whether or not work has already been done in return for them. Ie if there was no debt, everyone would have to wait for a task to be finished before they could perform a service in return, causing lost work that can never be made up for. The only time this system falls flat is if everyone decides they need services all at once, which historically is not common.