There's more people than you think that would be put on edge accepting that money. Either they're too proud to accept help from their friends, or they constantl

There's more people than you think that would be put on edge accepting that money. Either they're too proud to accept help from their friends, or they constantly feel guilty whenever they see their friend for not paying it back already (hell, I get that way just for forgetting to bring back my friend's DVD each time I go to an event he attends). Regardless of the terms of repayment (even if there are no terms), it adds stress to future encounters, and they may outright refuse it out of principle anyway.