Yes. And yet, you've also described a general phenomenon, I think. (e.g. the discovery of loopholes in tax law.) If necessity is the mother of invention, profi

Yes. And yet, you've also described a general phenomenon, I think. (e.g. the discovery of loopholes in tax law.) If necessity is the mother of invention, profitability is the mother of circumvention. (Great blog post, btw.)