"Good" should be qualified here. That's still significantly less than average US historical inflation. Ally gives a crappy return. It's just less crappy than o

"Good" should be qualified here. That's still significantly less than average US historical inflation. Ally gives a crappy return. It's just less crappy than other banks. The concept of "saving" does not make sense past the point of a 6 month emergency fund (for _most_ people's financial needs). All of that money should be buying investments not sitting in some database losing value over time.