I think we should clarify on the definition of 'rich' before making that statement. For example, making $200k/year programming (easy for an unusually good engin

I think we should clarify on the definition of 'rich' before making that statement. For example, making $200k/year programming (easy for an unusually good engineer with 5 of experience in Seattle) should be able to save >50% of their income. I know more than one person doing exactly that. Do it for 10 years and you're generating 70k in interest every year along with your salary, which is enough for a person to retire on. That is rich, IMHO.