"The government revealed last year that it was also building a nationwide database that would score citizens on their trustworthiness." ... I doubt we do this."

"The government revealed last year that it was also building a nationwide database that would score citizens on their trustworthiness." ... I doubt we do this." Credit card companies provide this dubious information; I imagine gleefully? I say gleefully because those willy nilly interest rates should be considered Loan Sharking? That Credit card protection act didn't go far enough. Still smarting over a mandatory arbitration clause. With CC paid lawyers acting as mediators. Mediators that found for the defendant 3 times over thousands of arbitrations. I still see these mandatory arbitration clauses. I had to sign one when getting a phone recently.