4 ms·
Hmm the buyers on ebay are protected the sellers are not. In the above scenario paypal will refund the buyers.
by qaq 11y ago
Hmm the buyers on ebay are protected the sellers are not. In the above scenario paypal will refund the buyers.
- dougmany 11y agoThey only protect you if the seller has money in his account. My Friend bought a video card that was never sent. Ebay said that the seller did not have money in his account so there was nothing they could do. He was out $500 with no recourse.
- withdavidli 11y agoExactly this. Had to go through this situation. PayPal said they'll flag the account, but these accounts are already abandoned once the money is withdrawn.
- qaq 11y agoWhat year was this?
- gruez 11y agoWhy wasn't a charge back an option?
- withdavidli 11y agoIn addition to my other comment. You want to pay by credit card since it has fraud protection. Never use PayPal credits or bank transfers or debit cards. Debit do have some protection, but usually have shorter time frame on when you need to report.
- Karunamon 11y agoIf you're on eBay, you don't have any choice in the matter, it's PayPal or nothing. Charging back a PayPal transaction also basically ensures you'll get banned from the service (and by extension: eBay)
- chrisan 11y agoYou can pay with your credit card via PayPal. It defaults to credits, then your bank, but you can elect to pay with CC just fine
- anamexis 11y agoIt's still through your PayPal account though. It's not credit card -> merchant, but rather credit card -> your PayPal account -> merchant's PayPal account
- deleted 11y ago[deleted]
- level3 11y agoIs this an eBay thing? In general, PayPal doesn't require buyers to have an account to pay by credit card. Edit: What I mean to say is that AFAIK, paying by CC through PayPal is separate from your PayPal balance.
- aninhumer 11y agoYes, that's how most people use PayPal I'd imagine, certainly I never keep any money there. The point being made is that your CC transaction is still with PayPal, so if you chargeback they might ban you from the service.
- dmoy 11y agoWell, that's kinda fine by me. If I'm out $1000 from a fraudulent lens purchase on eBay, and they/Paypal won't refund, then I'm fine not doing business with them anymore and recovering my $1k from credit charge back.