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Multi-Factor Authentication in Mint
- OrwellianChild 11y agoI don't understand the security layers between Mint users, Mint, users' bank accounts, and banks very well... It seems like Mint has to store users' bank authentication information unencrypted in order to be able to log in as a bot on the users' behalf... If this is the case, how does multi-factor help security on the Mint <-> Bank layer? Is this actually an improvement to security? Or is this theater? Mint seems like a large target because of all the logins it holds, but if they hold credentials in the clear anyway, I'm not sure how multi-factor protects against a attack against Mint... Any insights?