Here is why you are wrong. If you are not insured and have an accident or suffer some terrible disease which requires huge medical bills, you will not be able t

Here is why you are wrong. If you are not insured and have an accident or suffer some terrible disease which requires huge medical bills, you will not be able to pay them. Since hospitals are required by law to provide service regardless of suitability to pay, everyone else with health care will end up paying for your treatment through increased medical costs. So in effect, your carefree "I'm young and will never get sick" attitude taxes those of us who are responsible enough to get insurance.