This topic was also posted at http://news.ycombinator.com/item?id=1118779 http://news.ycombinator.com/item?id=1118779 — I’m adapting my comment from there as it

This topic was also posted at http://news.ycombinator.com/item?id=1118779 http://news.ycombinator.com/item?id=1118779 — I’m adapting my comment from there as it is relevant to the issue of the topic disappearing. I’m not why this topic has got so little interest. Maybe because it looks like a UK-only issue? EMV chip and pin has been introduced in Canada, and the authors say it is being adopted in the USA. The scheme is designed to put liability with the card holder, so insecurities should be given widespread attention to stop banks from being able to blame their customers for problems with the system.