On Oracle - they had many competitors that they beat simply by outgrowing them. It's a fine line - the playbook hasn't worked yet for Zenefits. The game isn't

On Oracle - they had many competitors that they beat simply by outgrowing them. It's a fine line - the playbook hasn't worked yet for Zenefits. The game isn't over though. Oracle had many stumbles along the way, including some with the IRS. In the end they came out ok. On banks - the saying I heard specific to trading at an investment bank was "If you're with the herd you're safe. If you make the right bet, and everyone else does, you get paid. If you make the wrong bet, and everyone else does, they can't fire everyone. If you make the right contrarian bet and everyone else is wrong, you don't get paid because your profits need to be spread around. If you make the wrong contrarian bet and everyone else is right, you are an outlier who doesn't get paid." I think it's a perverse form of the Prisoner's Dilemma.