> people take out tens of thousands or even hundreds of thousands in loans to go to college I also do not understand this when there are many cheap or free opt

> people take out tens of thousands or even hundreds of thousands in loans to go to college I also do not understand this when there are many cheap or free options [1] in the US, and most private colleges have excellent scholarship programs (i.e. free rides) for those smart enough, but not rich enough to attend (much better than anything in Europe). Especially when the cost of education has skyrocketed and its payoff is so low - hell, I usually ignore the education part of the CV when hiring. Having the right to live and study in the US, being eligible for these opportunities is a treasure by global standards (even if some European countries have it a bit better). But that's a separate discussion. > It annoys me that you are focusing on the things she did "wrong" rather than asking whether Yelp is culpable for some of the blame here. This position you implied for me, but it was not what I was stating. I am attempting to understand the reasons behind the displayed pattern of decision making (and you indeed provided a plausible explanation), not passing any kind of moral judgment. [1] quick Google: http://www.thebestschools.org/magazine/tuition-free-colleges/ http://www.thebestschools.org/magazine/tuition-free-colleges...