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> while being pitched ads for my brand new vocal studio in the South Bay > took out a loan with 300% interest to move to SF to begin training December 1st at

by crdb 11y ago

> while being pitched ads for my brand new vocal studio in the South Bay > took out a loan with 300% interest to move to SF to begin training December 1st at Yelp > pays $2500 in rent (I make 2k a month so YES, my family has to help and I am so sorry to burden them), pays $1200 a month in daycare I do not understand. Why would someone take a loan (at a ridiculous interest rate) to move to a situation with higher rent (let alone cost of living) than salary, especially with kids in tow, especially in a country with at-will employment, especially having just started a new business? What was the upside that would be worth so much stress and risk?

PaulRobinson 11y ago
For similar reasons people take out tens of thousands or even hundreds of thousands in loans to go to college: a promise of a better future, a little bit of risk and debt now for a life-changing career, and a better future for her children. It's quite possible she was sold the position on the basis of "well, in 3-6 months time, we'll reevaluate and get you up the ladder". She may have seen it as a life-changing opportunity with some risk for a few months. It annoys me that you are focusing on the things she did "wrong" rather than asking whether Yelp is culpable for some of the blame here. Is it acceptable for somebody to be fired for wanting to take three days unpaid leave to deal with a loved one in ICU? Never mind the other points she raises: this alone is terrible behaviour.
- jonesb6 11y ago
  I don't understand how we can assign culpability after only hearing one side of the story though..
  - tunap 11y ago
    hate to agree with you(nothing personal), but people do tend to exploit beneficial systems. So, the few end up ruining a well-meaning support network for the truly needy.
- crdb 11y ago
  > people take out tens of thousands or even hundreds of thousands in loans to go to college I also do not understand this when there are many cheap or free options [1] in the US, and most private colleges have excellent scholarship programs (i.e. free rides) for those smart enough, but not rich enough to attend (much better than anything in Europe). Especially when the cost of education has skyrocketed and its payoff is so low - hell, I usually ignore the education part of the CV when hiring. Having the right to live and study in the US, being eligible for these opportunities is a treasure by global standards (even if some European countries have it a bit better). But that's a separate discussion. > It annoys me that you are focusing on the things she did "wrong" rather than asking whether Yelp is culpable for some of the blame here. This position you implied for me, but it was not what I was stating. I am attempting to understand the reasons behind the displayed pattern of decision making (and you indeed provided a plausible explanation), not passing any kind of moral judgment. [1] quick Google: http://www.thebestschools.org/magazine/tuition-free-colleges/ http://www.thebestschools.org/magazine/tuition-free-colleges...

by crdb 11y ago

PaulRobinson 11y ago

For similar reasons people take out tens of thousands or even hundreds of thousands in loans to go to college: a promise of a better future, a little bit of risk and debt now for a life-changing career, and a better future for her children. It's quite possible she was sold the position on the basis of "well, in 3-6 months time, we'll reevaluate and get you up the ladder". She may have seen it as a life-changing opportunity with some risk for a few months. It annoys me that you are focusing on the things she did "wrong" rather than asking whether Yelp is culpable for some of the blame here. Is it acceptable for somebody to be fired for wanting to take three days unpaid leave to deal with a loved one in ICU? Never mind the other points she raises: this alone is terrible behaviour.

jonesb6 11y ago
I don't understand how we can assign culpability after only hearing one side of the story though..
- tunap 11y ago
  hate to agree with you(nothing personal), but people do tend to exploit beneficial systems. So, the few end up ruining a well-meaning support network for the truly needy.
crdb 11y ago
> people take out tens of thousands or even hundreds of thousands in loans to go to college I also do not understand this when there are many cheap or free options [1] in the US, and most private colleges have excellent scholarship programs (i.e. free rides) for those smart enough, but not rich enough to attend (much better than anything in Europe). Especially when the cost of education has skyrocketed and its payoff is so low - hell, I usually ignore the education part of the CV when hiring. Having the right to live and study in the US, being eligible for these opportunities is a treasure by global standards (even if some European countries have it a bit better). But that's a separate discussion. > It annoys me that you are focusing on the things she did "wrong" rather than asking whether Yelp is culpable for some of the blame here. This position you implied for me, but it was not what I was stating. I am attempting to understand the reasons behind the displayed pattern of decision making (and you indeed provided a plausible explanation), not passing any kind of moral judgment. [1] quick Google: http://www.thebestschools.org/magazine/tuition-free-colleges/ http://www.thebestschools.org/magazine/tuition-free-colleges...