If the land and property aren't worth anything, thats an awful investment I'll grant you. Regarding your mum - I assume there are rent controls in her area - i

If the land and property aren't worth anything, thats an awful investment I'll grant you. Regarding your mum - I assume there are rent controls in her area - in mine (Western US) there aren't necessarily those. If she rented she'd have been priced out of her flat years ago as the landlord ups the rent to market rates or "renovate".