"There aren't that many driven and talented people out there" I beg to differ, if you assume that there are an equal distribution of talented/driven people, th

"There aren't that many driven and talented people out there" I beg to differ, if you assume that there are an equal distribution of talented/driven people, then how come there are more millionaires (talented people) in silicon valley than the rest of america, and america more than europe, and europe more than the rest of the world. More likely is that rich people are cliquey and luckier/lazier/less talented at spotting opportunity/investing than they give themselves credit for (otherwise you'd see a more equal distribution of investment to where the talent is).