I didn't at first either, but after using Venmo, the simplicity of the UI is amazing. I can easily search for a friend, and send them money right away. In addi

I didn't at first either, but after using Venmo, the simplicity of the UI is amazing. I can easily search for a friend, and send them money right away. In addition, you can request money from people. It's really easy to split groceries, utilities, and other bills with roommates and friends.