At a far stretch of the imagination... maybe it's a message based system that simply provides checks (money out = money in) at every point. No centralisation =

At a far stretch of the imagination... maybe it's a message based system that simply provides checks (money out = money in) at every point. No centralisation = no reporting. I really don't know the implementation, but if you're not designing for reporting then it's feasible that reporting is non-trivial against the implementation. Just saying... though I realise it sounds dumb and I would tend to agree with your view, but it is possible that this could be true.