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Well, in my country at least (NZ), everyone automatically has insurance to cover all of that for accidents. It's called ACC. In exchange for that, we have a "no
by Negitivefrags 11y ago
Well, in my country at least (NZ), everyone automatically has insurance to cover all of that for accidents. It's called ACC. In exchange for that, we have a "no-fault" system so you can't sue someone for an accident making the concept of liability insurance for accidents something that doesn't exist here.
- Nutmog 11y agoThat's nice for people getting injured. Insurance then becomes something you get to protect yourself, not because you're required to have it to protect other people. If you crash into an expensive car, you're still on the hook for the cost of that unless you have your own insurance. But that's a decision you can make yourself if you're worried about the risk of causing expensive damage - no need to worry about whether every car you go near is insured.