> what is the problem with a central bank having an interest rate of, say, -0.25% Because it's taking money from everyone and handing it to those in proportion

> what is the problem with a central bank having an interest rate of, say, -0.25% Because it's taking money from everyone and handing it to those in proportion to their ability qualify for negative rate loan, i.e., commercial banks. Why would anyone think this is fair?