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Capital One has a 1.5% cash back on all purchases card. I put everything I can on it, and pay off in full very month on time. Does the prospect of paying only 9
by lr4444lr 11y ago
Capital One has a 1.5% cash back on all purchases card. I put everything I can on it, and pay off in full very month on time. Does the prospect of paying only 98.5% of almost every price before your eyes not interest you? If not, then I don't know much what will. Your financial prudence will be rewarded with these residuals if you help the banks get their merchant fees. Over a lifetime, it can add up, and the fraud protection is great peace of mind.
- merpnderp 11y agoThat's got to be some sort of opportunity for arbitrage.
- theunixbeard 11y agoCheck out https://www.reddit.com/r/churning https://www.reddit.com/r/churning and specifically look out for "manufactured spending".
- packetslave 11y agoyep, and Citi has a 2% cash back (1% at purchase, 1% when paid). Discover is 5% back on a different category each quarter (and Q4 is Amazon), and Amazon's store card gives you 5% statement credit on everything you buy.
- fredophile 11y agoCiti has a 2% card. If you spend a lot in a particular category such as gas or groceries it isn't hard to find a card that will beat this.