>This is effectively how the low fed-funds rate trickles down to the consumer - there are 0% financing opportunities everywhere. Indeed, and it's important to

>This is effectively how the low fed-funds rate trickles down to the consumer - there are 0% financing opportunities everywhere. Indeed, and it's important to point this out to those who insist "Average Joe" doesn't benefit. Three of the largest investments people will make in their lives are 1) their home, 2) their education and 3) their vehicle. All 3 are generally financed, and financing rates are at historic lows.