I'm following the snowball method now. The reason I like it is that I free up money faster. If I have $4000 on a credit card and the minimum is $100 a month. If

I'm following the snowball method now. The reason I like it is that I free up money faster. If I have $4000 on a credit card and the minimum is $100 a month. If I pay that smaller balance off quicker I free up that $100 a month to be used towards the next debt.