4 ms·
Playing devils advocate here: you're spending $1200 a year on coffee. With that money you could not only buy a really nice coffee machine and make it yourself e
by kdamken 11y ago
Playing devils advocate here: you're spending $1200 a year on coffee. With that money you could not only buy a really nice coffee machine and make it yourself every morning, but also have a bunch of money leftover to put towards your loans, invest, put towards a nice vacation, etc.
The idea is that those small daily expenses tend to add up, and there may be a lot more of them than you realized.
- joverholt 11y agoAlso, buy a coffee roaster and roast your own beans. There are lots of ways to get started on the cheap (popcorn air roaster), and unroasted coffee is around $5-$6 a pound. It's a very rewarding hobby. http://sweetmarias.com http://sweetmarias.com is a great place to get started.
- billmalarky 11y agoReminds me of the old joke: "If you had stopped smoking 10 years ago you could afford to be driving around in a Ferrari right now." "Do you smoke?" "No." "Then where's your Ferrari?" Point is don't sweat the small things. Sure they add up, but you should dedicate a portion of your cash flow towards investments at the start of the pay cycle, not "what's left at the end." Then the rest can be spent on anything arbitrarily with a clear conscious.