We all know why people don't manage debt, health, relationships and everything else better. Because they're dumb :) Debt is just another tool the folks in pow

We all know why people don't manage debt, health, relationships and everything else better. Because they're dumb :) Debt is just another tool the folks in power have to exploit the poor. When you have 100 mil, you can hire a smart person to take advantage of debt. When you have 100 dollars and you live around other people who have 100 dollars, you know what happens, you're the one being taken advantage of. Everything else is talk. ps. I am just starting to not be dumb and I'm almost 30 and I've had a ton of support and luck go my way. Most people will hopelessly get exploited and spend their days coping. Just have a look around - don't believe the 'hi how are you' smiling faces, they're pretending and you know it ;)