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Exactly. Every small balance is a potential disaster in the making, an autopay that inexplicably fails, a teaser interest rate that expires, an unexpected annua
by CPLX 11y ago
Exactly. Every small balance is a potential disaster in the making, an autopay that inexplicably fails, a teaser interest rate that expires, an unexpected annual fee or recurring charge from a merchant, a supremely annoying hour on the phone, etc. I had the exact same reaction to that part as you did. If you're going to evaluate economic actors for rationality you have to make sure your assumptions of what's rational are well grounded first.
- xivzgrev 11y agoI agree. I find my self doing this often with to do lists. Knock off quick and easy stuff so i feel like im making headway even if its not the most important / impactful. I find that more tempting in personal than work where i am only accountable to My self. So I can definitely to the "irrational" people in here, it's not so irrational when you think about all the consequences.