The only legal tender is cash (and coins). Bank accounts are not, they are just claims for legal tender. If Banks close or go bankrupt you have no way to get to

The only legal tender is cash (and coins). Bank accounts are not, they are just claims for legal tender. If Banks close or go bankrupt you have no way to get to your money quickly or painlessly. But Apple Generation does not care. We are used to being watched and patronized.