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Thank Obama. That's one of the biggest benefits of the Obamacare exchange: when you look at a gold/silver/bronze plan, there's a legally enforced minimum level
by x0x0 11y ago
Thank Obama. That's one of the biggest benefits of the Obamacare exchange: when you look at a gold/silver/bronze plan, there's a legally enforced minimum level of benefits so you don't have to read a 20 page plan wondering what the gotcha is. You can still get bit by narrow vs wide networks, but it's an order of magnitude easier to comparison shop.
- brianwawok 11y agoDon't worry still gotchas. Phone rep will say on vs off marketplace plans are the same. Phone rep and website say the doctors you want to use like your midwife are covered on marketplace plan. Then you give birth and insurance says the doctor is 100% covered but the room you gave birth in was 0% covered (despite it being the only room said doctor can give birth in), and you get a 13k bill from the hospital for having a baby despite having a "gold" insurance plan. Fuck you Anthem and the horse you rode in on. I hope you all choke on your breakfast.
- mattmcknight 11y agoYeah, it was pretty easy to find that none of the plans on offer covered any of my preferred providers and all were more expensive than the open market coverage for me. However, getting the formularies for each plan and comparing them was very difficult.