> Yes, but if you stored all your bank accounts, credit cards I wouldn't be surprised if Apple Pay was the actual reason behind all this stuff. Malware is bad

> Yes, but if you stored all your bank accounts, credit cards I wouldn't be surprised if Apple Pay was the actual reason behind all this stuff. Malware is bad, but malware which can "authorize" payments is a whole new level of bad and would cost Apple actual money. So they run Pay on a separate CPU whose communications with the fingerprint scanner are encrypted to prevent the main CPU (which relays those communications) from replaying user's fingerprint many times to "authorize" unwanted transactions. Hence the "pairing" of home button to the phone.