A bank loan doesn't come with board seats a large equity stake in your company and is not premised on fast growth of the existing business. If the business owne

A bank loan doesn't come with board seats a large equity stake in your company and is not premised on fast growth of the existing business. If the business owner decides that the current size of the business is just right to keep everyone in the company employed and make the loan payments, they're good. A VC backed company doesn't have that option. TL;DR VC capital is very very different from a bank loan.