Yes, of course. I moved from a single bedroom unit in a building with dozens of apartments to a house with three bedrooms and two bathrooms, a yard, an attic,

Yes, of course. I moved from a single bedroom unit in a building with dozens of apartments to a house with three bedrooms and two bathrooms, a yard, an attic, better appliances, better carpet, and a much better kitchen. That's sort of normal, I think. You get a better standard of living for that extra money. My point was, originally, that if you're in an apartment you'll most likely be able to save for a downpayment on the sort of house on which you'll be able to afford the monthly payment. If you can't, either you're not the kind of person who saves money or there's something wrong with your math.