Right. Just a few years ago "check out as guest" wasn't very common, but it has become popular because stores realize that most people don't want to create yet

Right. Just a few years ago "check out as guest" wasn't very common, but it has become popular because stores realize that most people don't want to create yet another account. Unfortunately, these cash back gimmicks get value-minded people like me to sign up, but in this case it's severely abused.