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In that sense, wouldn't it be just as easy to insert the card into a POS device and supply the PIN? The point of contactless is to make it less bother to use c
by matthewmacleod 11y ago
In that sense, wouldn't it be just as easy to insert the card into a POS device and supply the PIN?
The point of contactless is to make it less bother to use cards. One of the tradeoffs for that is reducing the security – it's sort of a necessary condition. Losses are limited to maybe £150 in the UK (that's 5 transactions at the maximum of £30) without further authentication, and it's virtually certain that the card provider will refund these transactions too if your card is used without authorisation.
- CydeWeys 11y agoIt's significantly easier to simply touch the card than to have to insert it into a device that provides a keypad, and then type a PIN into said keypad. The keypad approach is safer though, and I'd prefer that for lots of situations, but there's no situation in which I'd want to be able to have money leave my card without me at least touching the damn thing to activate it.