4 ms·

Just use a damn credit card so that you have the option to contest the charge. Visa/Mastercard/Amex don't fuck around with this shit.

• taude 11y ago
  It mentions in the article that 123Mountain sent a credit-card chargeback to collections against one of their customers.
  • ssanders82 11y ago
    How exactly does that work? I thought the credit card company was the final arbiter of whether the charge was valid or not? If they decide it's not, can a collection agency really enter the fray?
    • Someone1234 11y ago
      Credit card chargebacks don't trump contract law. If you establish a contract with someone to pay X and you don't pay X then they could either sue you or send a collections agency after you... For most businesses if a customer conducts a chargeback even if they believe they're in the "right" they rarely pursue it due to bad PR and that the cost to pursue it may be more than the amount they're pursuing.