You also have to keep in mind even student debt comes off your credit report after seven years. Why would you pay anything on it after that? You have no incenti

You also have to keep in mind even student debt comes off your credit report after seven years. Why would you pay anything on it after that? You have no incentive to since its not hurting your credit. However, if some Feds showed up on my front porch after 30 years, I'd probably make sure I pay it off promptly. Going to jail or paying off my student loan? No contest there what I would do.