I think grellas can answer this better than I can. I imagine it's something like what happens with stocks: a broker can say "I like IBM. I think it's going up f

I think grellas can answer this better than I can. I imagine it's something like what happens with stocks: a broker can say "I like IBM. I think it's going up from here," but has to footnote it with "This is not advice, and is no substitute for your own research. Ask a financial advisor before etc."