> However it isn't something that loads of Uber for X types or Samwer-esque clones can spring up overnight. they are springing up overnight, there's already 5

> However it isn't something that loads of Uber for X types or Samwer-esque clones can spring up overnight. they are springing up overnight, there's already 5 or so in the same exact category (Atom, Starling come directly to mind). the first few are taking on all the risk, once it's seen that the FCA will approve a project like this then you'll get a load more springing up overnight