Even given a divorce they would see no interest or payments for most of the life of the loan - probably 5-10 years on average at least. And these are unsecured

Even given a divorce they would see no interest or payments for most of the life of the loan - probably 5-10 years on average at least. And these are unsecured loans with the money probably going towards a wedding so there aren't going to be any assets there. The interest rate will have to be insane and even then they're going to have a hard time raising money.