This seems like some of the better advice here. In general, most common investment advice is bad because it understates risk (e.g. telling people that the stoc

This seems like some of the better advice here. In general, most common investment advice is bad because it understates risk (e.g. telling people that the stock market will perform well over the long term). The truth is that it's difficult to get reasonable returns with low risk, but that's not what anybody wants to hear because they "need" higher returns.